These Terms of Use govern the use of the website at (the "Website") or any other name which may be used from time to time. By using the Website, you are entering into a legally binding agreement with Paperless Pte. Ltd. ("Paperless" or "us" or "we"), and its subsidiaries, associates and officers. The Website is hosted in Singapore and operates as an online platform for digital name cards conversion services. For the purposes of this Terms of Use, "you" shall mean any user of the Website.


Access to and use of the Website and the services available through the Website (collectively, the "Services") are subject to the following terms, conditions and notices (the "Terms of use"). By using the Website, you indicate your unconditional acceptance of these Terms of Use. We reserve the right, in our sole discretion, to update or revise these Terms of Use. The continued use of the Website following the posting of any changes to the Terms of Use constitutes acceptance of those changes.

You warrant and represent that you have attained 18 years of age, or, if you are younger than 18 years of age, that you possess legal, parental or guardian consent, and are fully able and competent to enter into and abide by the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms of Use, and to abide by and comply with these Terms of Use.

Subject to your compliance with these Terms of Use, we grant you a limited, non-exclusive, revocable (with or without cause), non-transferable right and license to use our Website and Services. You may not reproduce, modify, copy or distribute any part of the Website and/or our Services without our express and written permission.

Privacy Policy

Our Privacy Policy, which sets out how we will use your information, can be found at By using the Website, you consent to the processing described therein and warrant that all data provided by you is accurate.


You may not use the Website for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of Paperless or others. Notwithstanding any other rights or restrictions in these Terms of Use, you may not use the Website to transmit via or through the Website any information, data, text, images, files, links, or software except in connection with your authorized use of the Website and/or the Website and/or the Website or otherwise in response to specific requests for information by us; Introduce to the Website or any other computer or website viruses, worms, Trojan horses and/or harmful codes; Obtain unauthorized access to any computer system; Impersonate any other person, including but not limited to, a registered user of the Website or an employee or administrator of Paperless; Invade the privacy or violate any personal or proprietary right (including intellectual property rights) of any person or entity; Misrepresent the identity of a user or use a false e-mail address; Tamper with or obtain access to the Website or any component of the Website; Conduct fraudulent activities; Collect or harvest information regarding other users of the Website for any reason whatsoever, including, without limitation, for sending such users unsolicited commercial e-mail. In the event you discover that the Website and/or your account has been used for any unlawful purpose or any purposes prohibited by these Terms of Use, please notify us immediately.

Intellectual Property

The content on the Website including (but not limited to) the text, software, scripts, graphics, photographs, sounds, music, videos, interactive features and the like (collectively, the "Content"), the trade dress of the Website and/or the Website and any and all trademarks, service marks and logos contained therein (collectively, the "Marks"), are owned by or licensed to Paperless and/or Paperless's related entities, and subject to copyright and other intellectual property rights under Singapore and foreign laws and international conventions acceded to by Singapore.

Nothing contained on the Website may be construed as granting, by implication, estoppel, or otherwise, any right or license to use, copy or imitate any Marks without the prior written consent of the relevant owner. We reserve all rights not expressly granted in and to the Marks.

Unless otherwise expressly authorised herein, you shall not display, distribute, license, perform, publish, duplicate, reproduce, copy, create derivative works from, sell, modify, resell, transfer, exploit, transmit, or transfer for any commercial purposes, any portion of the Website, the Services and the Marks, and use and access of the Services.

Account Registration

Each registration and subscription is for a single account which comprises of one owner, and depending on the level of subscription, administrators and team members, and on registration, you will input your name, email address, contact number, and choose a password (collectively, your "ID"). Unauthorised sharing of registered accounts and/or ID on the Website, accessing the Website through a single ID made available to multiple unauthorised users on a network, and unauthorised use of another's ID is prohibited. In the event of inappropriate or unauthorised ID use, we may cancel, restrict or suspend (for such period and on such terms, if any, as we deem fit or necessary) your account with, and/or access to, the Website without any liability whatsoever. Paperless reserves the right to close an account if any user is seen to be using proxy IPs (Internet Protocol addresses) in order to attempt to hide the use of multiple accounts, or disrupts any of our Services in any way.

When registering to create your account, you represent and warrant that all registration information you submit is accurate, truthful, complete and lawful. You further warrant that you will maintain the accuracy of such information and update the information as and when necessary.

You are solely responsible for all activity that occurs on your account, for all use of the Website and/or the Website by you or anyone else using your ID, for preventing any unauthorised use of your ID and for maintaining the confidentiality of your ID and keeping it secure. You agree not to use the registered account and/or ID of another member at any time or to disclose your password to any third party. Please notify us immediately if you believe there has been any breach of security such as the disclosure, theft or unauthorised use of your ID.

By creating an account on the Website, you agree to receive certain communications in connection with use of the Website, such as information on your subscription and on our services. You will also receive our marketing emails such as our newsletters. For more information, please refer to our Privacy Policy found at

By submitting your information and agreeing to our Terms of Use, you consent to Paperless's collection, use, and disclosure of your personal data to parties such as Paperless's employees, service providers, vendors, and systems for the purposes of processing the registration of your account and to ascertain if you are eligible for discounts, privileges or benefits or other related purposes; to conduct market research and analysis; for marketing purposes; for payment and/or credit control purposes; to notify you of any changes to our policies or services which may affect you; to respond to queries and feedback; for identification and website access; maintaining and updating your account details; and informing you of new developments, services, promotions of Paperless and other third parties which we are associated with.

If you have been provided with access to our Services as part of your employer's account with us, you acknowledge that your right to access and use the Services on the Website is solely controlled by your employer (the main owner of the account on our Website), and we shall not have any ability to assist you on such access requests in the event your access and use of the Services is revoked by the main owner of the account on our Website.


In the event you subscribe to any of our subscription plans offered on the Website, you shall be required to make payment of the subscription plans in accordance with the terms of each subscription plan, which shall be made known to you at the point of subscription. You shall provide us with your credit card and billing information, and payment may be processed by our external payment service providers including but not limited to Stripe. You represent and warrant that you are authorised to use the credit card which details are submitted on our Website for the subscription of the Services. You agree to pay us the amount specified in the payment plan in accordance with the terms of the plan and this Terms of Use. In the event you are subscribing for a subscription plan which has recurrent billing, you hereby authorise us to charge to your credit card on a periodic basis based on your selected subscription plan. Once a subscription plan has been subscribed and payment has been made, there shall be no refunds made for any termination and/or cancellation of the subscription plan. Any cancellation for the next billing period must be done before next billing cycle and such cancellation can be done by accessing your account on the Website and/or contacting us at In the event there is any credit balance in your account, such credit balance shall not be convertible to cash and cannot be withdrawn, and can only be used to offset the subscription fees for our plans.

Limitation of Liability

In no event shall Paperless, its parent, subsidiaries or affiliates or their respective officers, directors, employees, agents, successors, subsidiaries, divisions, distributors, suppliers, affiliates or third parties providing information on this site be liable to any user of the site or any other person or entity for any direct, indirect, special, incidental, punitive, consequential or exemplary damages (including, but not limited to, damages for loss of profits, loss of data or loss of use) arising out of the use or inability to use the site or any information contained thereon or stored or maintained by Paperless, whether based upon warranty, contract, tort, or otherwise, even if Paperless has been advised of or should have known of the possibility of such damages or losses. Without limiting the foregoing, in no event shall Paperless, its parent, subsidiaries or affiliates or their respective officers, directors, employees, agents, successors, subsidiaries, divisions, distributors, suppliers, affiliates or third parties providing information on this site have any liability for any damages or losses arising out of or otherwise incurred in connection with the loss of any data or information contained in your account or otherwise stored by or on behalf of Paperless.

You hereby acknowledge that the preceding paragraph shall apply to all content and Services available through the Website. Because some countries do not allow limitations on implied warranties or the exclusion or limitation of certain damages, in such countries some or all of the above disclaimers or exclusions may not apply and liability will be limited to the fullest extent permitted by applicable law.

To the fullest extent permissible by applicable law, Paperless disclaims all warranties of any kind, including the implied warranties of merchantability and fitness for a particular purpose with respect to the Services listed or purchased on the Website.


You agree to indemnify, defend and hold harmless Paperless, its directors, officers, employees, consultants, agents, and affiliates, from any and all third party claims, liability, damages and/or costs (including, but not limited to, legal fees) arising from your use the Website or your breach of the Terms of Use.


Paperless shall have the right in its absolute discretion at any time and without notice to amend, remove or vary the Services and/or any page of the Website.

Links to Third-Party Website; No Implied Endorsements.

This Website may contain links to other websites on the Internet. You acknowledge that we have no control over such web sites and that we are not responsible for the accuracy, content, legality or any other aspect of any linked website. In no event shall any reference to any third party, third party website or third party product or service be construed as an approval or endorsement by us of that third party, third party website or of any product or service provided by a third party.

No Agency

No agency, partnership, joint venture, employer-employee or franchisor-franchisee relationship is intended or created by this Terms of Use. No agency, partnership, joint venture, employer-employee or franchisor-franchisee relationship is intended, exists or is created between Paperless and any user or merchant.


Except as explicitly stated otherwise, any legal notices shall be served on Paperless Concepts Asia Pte Ltd via registered mail, to 2 Woodlands Sector 1 #03-14 Woodlands Spectrum 1 Singapore 738068 (in the case of Paperless) or to the email address you provide to us during the registration process (in your case). Notice shall be deemed given 24 hours after email is sent, unless the sending party is notified that the email address is invalid.

Applicable Law and Jurisdiction

By visiting and/or using the Website, you agree that the laws of Singapore, without regard to principles of conflict of laws, will govern this Terms of Use and any dispute of any sort that might arise between you and Paperless.

The courts of Singapore will have non-exclusive jurisdiction over any legal action or the proceedings against Paperless arising out of, with respect to, or in connection with any disputes over this Terms of Use and disputes between users of the Website.